Last updated: September 22, 2026
This page collects the licensing statements and product disclosures that apply to homebillcutter.org (the "Site"), operated by HomeBillCutter.
HomeBillCutter is a private, advertising-supported website that publishes informational content and connects consumers with independent third-party providers. We are not a lender, mortgage broker, loan originator, insurance company, insurance agency, financial institution, debt relief provider, tax advisor, law firm, healthcare provider, or home improvement contractor, and we do not hold licenses to act as any of them. We do not make credit decisions, originate or fund loans, set interest rates, underwrite or sell insurance, negotiate debts, or perform contracting work.
The providers who receive your request are independent businesses responsible for holding any license required in your state. Licensing information for a provider is available from the provider directly and from your state's licensing authority (for example, the Nationwide Multistate Licensing System & Registry at nmlsconsumeraccess.org for mortgage companies, or your state department of insurance for insurance agents and carriers). Confirm a provider's license before doing business with them.
Categories featured on the Site may include, but are not limited to: home equity lines of credit (HELOC), home equity loans and agreements, cash-out and rate-and-term refinancing, purchase mortgages, reverse mortgages, homeowners, auto, life, health, and Medicare-related insurance, debt relief and consolidation, personal loans, solar installation, roofing, windows, bathroom remodeling, walk-in tubs, HVAC, gutters, and other home services. Not every category is available in every state.
Any rate, annual percentage rate, payment, price, savings amount, cash amount, program name, or eligibility statement on the Site is an illustrative example for advertising purposes only. It is not an offer, quote, pre-approval, or guarantee. Actual terms are determined solely by the provider based on your creditworthiness, property, location, coverage needs, and other factors, and are subject to change without notice. Government programs referenced on the Site are available directly from the relevant agency at no cost.
Any lender or housing-related provider featured on the Site is expected to comply with the federal Fair Housing Act and Equal Credit Opportunity Act, which prohibit discrimination on the basis of race, color, religion, national origin, sex, disability, familial status, marital status, age, receipt of public assistance, or the good-faith exercise of rights under the Consumer Credit Protection Act.
Insurance products are offered and sold only by licensed agents and carriers. Coverage descriptions on the Site are summaries only; the terms of any policy are governed by the policy itself. Medicare-related content: we are not connected with or endorsed by the United States government or the federal Medicare program.
Debt relief programs are not available in all states, may have negative effects on credit, and do not guarantee a reduction in debt. Providers must comply with the FTC Telemarketing Sales Rule, including the prohibition on collecting fees before settling a debt.
Contractors featured on the Site are independent and are solely responsible for their licensing, insurance, permits, warranties, workmanship, and pricing. Obtain and compare written estimates before hiring.
We are compensated by the providers and advertisers featured on the Site. See our Advertiser Disclosure.
Submitting a form on the Site constitutes consent to be contacted as described in our Consent to Contact & TCPA Disclosure. Privacy practices are described in our Privacy Policy.
Contact us at [email protected].